HW+ provides career-making insights and analysis for those in Mortgage, Real Estate and FinTech. This long-form digital content provides members with news nowhere else and digs deeper into the “why” behind the daily news cycle. To join the HW+ community, click here.

Buyers are struggling to compete in the white-hot Cincinnati market 

Rising prices, higher interest rates, low inventory and investor activity are keeping agent in Cincinnati on their toes.

Freedom Mortgage founder addresses ’extraordinary’ credit profiles, profitability and products  

Stan Middleman said that mortgage market participants should get used to the concept of ‘higher for longer’ rates

Side’s Hilary Saunders discusses the evolution of brokerage models 

The Gathering: Consumers have become more educated about real estate transactions and brokerages are having to adapt their models

Freedom Mortgage founder addresses ’extraordinary’ credit profiles, profitability and products  

Stan Middleman said that mortgage market participants should get used to the concept of ‘higher for longer’ rates

Guild Mortgage CEO on values, culture and M&A priorities 

At The Gathering, Terry Schmidt discussed some of what Guild looks for in its M&A and employee recruitment opportunities.

loanDepot CEO talks ‘longer and tougher’ mortgage cycle, NAR settlement and cyberattacks  

The Gathering: Frank Martell said the current market decline is not going to cure with small interest rate cuts

Side’s Hilary Saunders discusses the evolution of brokerage models 

The Gathering: Consumers have become more educated about real estate transactions and brokerages are having to adapt their models

Special report: The brokerages gaining or losing market share in Dallas 

Few cities have benefited as much from the trend of Americans moving south as Dallas, which added 170,000 residents in 2021 and 2022.

Kevin Sears pulls back the curtain on NAR’s commission lawsuit settlement 

NAR’s president took to the stage at The Gathering just hours after the court granted preliminary approval of the commission lawsuit settlement agreement

Title industry prepares for possible changes in a post-commission lawsuit world 

From more consumer education to increased scrutiny, the title industry imagines a post-commission lawsuit world.

Joint ventures between title firms and real estate companies are under the microscope 

Opponents say the title JV business model — currently under scrutiny from regulators — harms consumers. Supporters argue it creates a better overall experience for the buyer. Our look inside the next frontier of industry regulation.

Builders only have 76,000 completed new homes for sale 

For all the hype, today we sit here still trying to work back to pre-COVID-19 levels with just 76,000 completed homes ready to be moved. 

Trade groups warn of “unintended consequences” from proposed AVM rules 

MBA and CBA said AVMs can alleviate appraiser shortage, reduce costs and safeguard against bias, but robust regulation is critical.

Fannie Mae makes further changes to appraiser independence requirements 

The new AIR updates also brought property data independence requirements, and one professional says the impacts will be felt by the industry.

NAMB supports new proposed regulations for AVMs 

NAMB announced its support of proposed AVM regulations announced by federal agencies and the White House in June.

3d rendering of a row of luxury townhouses along a street

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