Rates on this page are updated in real-time based on data from Optimal Blue. Optimal Blue data is calculated using actual locked rates with consumers across 42% of all mortgage transactions nationwide. Rates are inclusive of locks that occur below par, at par, and above par, and therefore consider discounts and rebates. For more information on data products provided by Optimal Blue, please navigate here.
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Be sure to follow our lead analyst Logan Mohtashami, who has been tracking and forecasting rates and the housing market for HousingWire since 2020. His America is Back and Six Recession Red Flag models have been acclaimed in the housing industry for their accuracy and simplicity. Logan has recently opined on what it would take for rates to fall in 2023. He followed up on this column with a guest appearance on our industry-leading podcast HousingWire Daily.
Mortgage Rates News
Mortgage apps decline as rates hit the highest level in six months HW+
May 31, 2023Higher mortgage rates caused by the debt ceiling drama and resilient inflation reduced demand for home loans last week.
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Leaders struck a debt ceiling deal. What it means for mortgages HW+
May 30, 2023 -
Home prices accelerated in March even as mortgage rates climbed HW+
May 30, 2023 -
Housing Market Tracker: Mortgage rates over 7% HW+
May 28, 2023 -
Mortgage apps decline as rates hit the 7% mark HW+
May 24, 2023 -
Homebuilders are taking advantage of low existing inventory HW+
May 23, 2023 -
Housing Market Tracker: A wild week for rates HW+
May 21, 2023
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How to take full advantage of the new appraisal options HW+
May 24, 2023Property valuation is a critical part of the mortgage loan process. Traditionally, determining how much a house was worth required a certified appraiser who manually produced a valuation based on their knowledge of the local market and comparative sales of similar properties. These appraisers physically walked the property with clipboard, camera and measuring tape in […]
