Rates on this page are updated in real-time based on data from Optimal Blue. Optimal Blue data is calculated using actual locked rates with consumers across 42% of all mortgage transactions nationwide. Rates are inclusive of locks that occur below par, at par, and above par, and therefore consider discounts and rebates. For more information on data products provided by Optimal Blue, please navigate here.
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Be sure to follow our lead analyst Logan Mohtashami, who has been tracking and forecasting rates and the housing market for HousingWire since 2020. His America is Back and Six Recession Red Flag models have been acclaimed in the housing industry for their accuracy and simplicity. Logan has recently opined on what it would take for rates to fall in 2023. He followed up on this column with a guest appearance on our industry-leading podcast HousingWire Daily.
Mortgage Rates News
Mortgage demand weakens even as rates drop from near record highs HW+
Jun 07, 2023Mortgage rates declined last week from a recent high, but total application activity slipped for the fourth straight week, the MBA said.
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Take more time, ask better questions: How loan officers are getting clients in homes as rates soar HW+
Jun 06, 2023 -
Tight credit, high rates and low inventory add to buyers’ affordability struggles HW+
Jun 05, 2023 -
Housing Market Tracker: Holiday impacts inventory HW+
Jun 04, 2023 -
May jobs report complicates things for the Fed HW+
Jun 02, 2023 -
FHA or conventional? After LLPA tweaks, the calculus changes for some HW+
Jun 01, 2023 -
Mortgage rates trend down amid lower monetary, fiscal pressures HW+
Jun 01, 2023 -
Here’s how homebuilders are capitalizing on first-time homebuyers HW+
May 31, 2023
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How to take full advantage of the new appraisal options HW+
May 24, 2023Property valuation is a critical part of the mortgage loan process. Traditionally, determining how much a house was worth required a certified appraiser who manually produced a valuation based on their knowledge of the local market and comparative sales of similar properties. These appraisers physically walked the property with clipboard, camera and measuring tape in […]
