Rates on this page are updated in real-time based on data from Optimal Blue. Optimal Blue data is calculated using actual locked rates with consumers across 42% of all mortgage transactions nationwide. Rates are inclusive of locks that occur below par, at par, and above par, and therefore consider discounts and rebates. For more information on data products provided by Optimal Blue, please navigate here.
Be sure to follow our lead analyst Logan Mohtashami, who has been tracking and forecasting rates and the housing market for HousingWire since 2020. His America is Back and Six Recession Red Flag models have been acclaimed in the housing industry for their accuracy and simplicity. Logan has recently opined on what it would take for rates to fall in 2023. He followed up on this column with a guest appearance on our industry-leading podcast HousingWire Daily.
Mortgage Rates News
Why higher rates aren’t crashing home prices HW+Jun 09, 2023
Home prices aren’t crashing, despite what the housing bubble boys are saying. In fact, home prices have firmed up higher recently.
Mortgage payments fell in May while income rose HW+Jun 09, 2023
Survey: High mortgage rates are keeping many Americans from buying a home HW+Jun 08, 2023
Mortgage rates decline following debt ceiling deal HW+Jun 08, 2023
Is the sinking housing market finally at the bottom? HW+Jun 08, 2023
Mortgage demand weakens even as rates drop from near record highs HW+Jun 07, 2023
Take more time, ask better questions: How loan officers are getting clients in homes as rates soar HW+Jun 06, 2023
Tight credit, high rates and low inventory add to buyers’ affordability struggles HW+Jun 05, 2023