Rates on this page are updated in real-time based on data from Optimal Blue. Optimal Blue data is calculated using actual locked rates with consumers across 42% of all mortgage transactions nationwide. Rates are inclusive of locks that occur below par, at par, and above par, and therefore consider discounts and rebates. For more information on data products provided by Optimal Blue, please navigate here.
Be sure to follow our lead analyst Logan Mohtashami, who has been tracking and forecasting rates and the housing market for HousingWire since 2020. His America is Back and Six Recession Red Flag models have been acclaimed in the housing industry for their accuracy and simplicity. Logan has recently opined on what it would take for rates to fall in 2023. He followed up on this column with a guest appearance on our industry-leading podcast HousingWire Daily.
Mortgage Rates News
FHA or conventional? After LLPA tweaks, the calculus changes for some HW+Jun 01, 2023
The FHFA’s new LLPAs mean the agencies are competing with the FHA for certain borrowers. Here’s how LOs are navigating the shift.
Mortgage rates trend down amid lower monetary, fiscal pressures HW+Jun 01, 2023
Here’s how homebuilders are capitalizing on first-time homebuyers HW+May 31, 2023
Mortgage apps decline as rates hit the highest level in six months HW+May 31, 2023
Leaders struck a debt ceiling deal. What it means for mortgages HW+May 30, 2023
Home prices accelerated in March even as mortgage rates climbed HW+May 30, 2023
Housing Market Tracker: Mortgage rates over 7% HW+May 28, 2023