Technology is reshaping every part of today’s housing market, and advancements in artificial intelligence are accelerating rapidly. Stay informed on the latest technology and AI trends with HousingWire.
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The rate obsession is fading. Here’s what’s replacing it
By John Cady
For most of the past two years, the mortgage industry has been organized around a single question: When will rates come down? Sales pipelines, marketing campaigns and recruiting pitches all leaned on the assumption that pent-up demand was waiting to…
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HousingWire Tech100
| Company | Website | Markets Served | Company HQ |
| ACES Quality Management | acesquality.com | Loan Origination and Servicing | Denver, CO |
| AD Mortgage | admortgage.com | Servicing, Appraisal / Valuation and Closing | Fort Lauderdale, FL |
| Agile Trading Technologies | trade-agile.com | Secondary | Bryn Mawr, PA |
| Ardley Technologies, Inc | ardley.com | Loan Origination and Servicing | Reston, VA |
| Argyle | argyle.com | Loan Origination | New York, NY |
| Aspen Grove | aspengrovesolutions.com | Servicing | Frederick, MD |
| BeSmartee | besmartee.com | Loan Origination, Commercial Lending (Financial Statement Spreading) | San Juan Capistrano, CA |
| Better.com | better.com/about-us | Loan Origination | New York, NY |
| Blend Labs Inc. | blend.com | Loan Origination | San Francisco, CA |
| Blue Sage Solutions | bluesageusa.com | Loan Origination | Englewood, NJ |
Tech News
The rate obsession is fading. Here’s what’s replacing it
Jun 29, 2026Life events, not interest rates, are driving 2026 mortgage originations. Lenders must leverage AI and modern CRMs to help loan officers become true financial advisors for these clients.
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