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Bill targets Social Security earnings limits as retirement trends shift

The Senior Citizens’ Freedom to Work Act would repeal the retirement earnings test.

The Gathering 2026: Mortgage execs debate the hidden risks of credit score reform

Mortgage industry executives say the shift to new credit score models and lender choice could raise mortgage delinquencies, reshape pricing grids at the government-sponsored enterprises (GSEs) and ultimately push costs back onto borrowers, even if the costs for scores fall on the front end.

Reside outlines growth strategy at first event since acquisition

New owner Robert Palmer, who bought the platform earlier this year, said additional platform developments are in progress but not yet public.

Judge blocks key Hometap defenses in Massachusetts HEI lawsuit

The state alleges that Hometap’s flagship home equity investment (HEI) product is an “illegal, deceptive, oppressive and unconscionable mortgage that violates the criminal usury statute.”

Will stable mortgage rates and home prices set the table for a strong 2026?

The impact of stable mortgage rates was evident in November’s pending home sales data from the National Association of Realtors. At the national level, sales rose 3.3% on a monthly basis and 2.6% year over year.

Private lending in 2025: A market in transition

Once viewed as a niche option, private lending has rapidly entered the mainstream as more borrowers discover the speed, flexibility, and accessibility of private credit financing. But as the industry attracts new borrowers, it is also evolving with their needs, particularly in the balance between short-term and long-term loans.