The Definitive Mortgage Rankings

The HousingWire Mortgage Rankings provide a data-driven view of mortgage origination performance across the United States. The rankings highlight top-performing loan originators across a range of categories, including total production, loan count, loan purpose, and loan program specializations. The result is a comprehensive look at who is driving the mortgage market.

Different rankings programs use different methodologies. Many rely on self-reported submissions or allow organizations to aggregate production under a team leader or brand, which can result in varying interpretations of performance.

The HousingWire Mortgage Rankings take a different approach. We use county-level public mortgage recording data and attribute production to individual loan originators based on licensing records. This means the rankings reflect transactions as they are recorded on official loan documents, rather than compiled or reassigned production. We partnered with InGenius to retrieve this data.

There are many ways to structure and grow a successful origination business, and this methodology is not intended to favor one model over another. Our goal is to provide a consistent, data-verified view of individual production based on recorded transactions.

The rankings are built using county-level mortgage recording data tied to real estate transactions. This data is aggregated and standardized by InGenius and enhanced with proprietary data sources to improve completeness and attribution accuracy. All production included in the rankings is based on verified transaction records.

All rankings reflect production from the 2025 calendar year and are based ONLY on mortgage transactions recorded in official public records. This includes purchase loans, refinance transactions, and other mortgage activity as documented through county recording offices nationwide.

By relying on publicly recorded transaction data rather than self-reported submissions, the rankings are designed to provide a more objective and consistent view of originator performance. Self-reported submissions can vary in methodology and completeness. Recorded data provides a standardized foundation based on actual closed transactions documented in public records.

HousingWire partners with InGenius, a leading provider of mortgage data and analytics. InGenius aggregates and standardizes data across thousands of counties to create a unified dataset that can be analyzed at scale.

While the rankings are built on extensive and verified data, they depend on the availability and timing of publicly recorded transactions. Reporting timelines can vary by county, and some transactions may be subject to delays in recording.

Nearly all mortgage loans secured by real estate are recorded at the county level, which means the rankings capture the vast majority of market activity. However, in limited cases, certain transactions may be delayed, inconsistently recorded, or not recorded at all due to local practices or private arrangements.

HousingWire and InGenius work to aggregate, standardize, and enhance this data to maximize completeness and attribution accuracy, but minor variations may occur.

For questions about methodology, submissions, or promotional packages, please reach out to [email protected].

Loan originators featured in the HousingWire Mortgage Rankings completed at least $20 million in volume or 60 units or during calendar year 2025. The Year over Year Growth category includes originators who achieved 30%+ growth (2025 vs. 2024).