HW+ provides career-making insights and analysis for those in Mortgage, Real Estate and FinTech. This long-form digital content provides members with news nowhere else and digs deeper into the “why” behind the daily news cycle. To join the HW+ community, click here.

Opinion: Congress should protect property rights, not shift title risk to consumers and lenders 

Congress must pass the Protecting America’s Property Rights Act to require state-regulated title insurance for mortgages backed by Fannie Mae and Freddie Mac, safeguarding consumers from hidden title defects. Relying on unregulated alternatives like attorney opinion letters fails to prevent fraud and forgery, ultimately shifting significant financial risk onto homebuyers and lenders.

Why Taylor Morrison’s integration playbook matters in builder M&A 

Flashback Shortly after Sheryl Palmer became chief executive officer of Taylor Morrison in 2007, I met with her in Scottsdale, Arizona, to discuss a challenge that would have intimidated many experienced homebuilding leaders. The company she had inherited was not merely navigating the early stages of what would become the worst housing downturn in modern […]

Pennsylvania ADU bill clears House, heads to Senate 

Pennsylvania Gov. Josh Shapiro declared he intended to go big on housing. On Monday, at least one piece of that ambition cleared the state House with a bipartisan vote, setting up a tougher sell in the Republican-controlled Senate. The House passed House Bill 2186, requiring municipalities statewide to allow one accessory dwelling unit per residential […]

How will mortgage rates respond if the ceasefire in Iran expires? 

Mortgage rates continued to move lower this week as financial markets digested the latest geopolitical activity, but a number of factors could prompt investor fears to rise again this week.

Most homeowners wish they knew more about down payments before buying, survey finds 

New American Funding survey finds most homeowners put 10% down or less, yet many still believe a 20% down payment is required.

Presidio Investors takes stake in Edge Home Finance 

Presidio Investors has taken a strategic stake in Minnesota-based mortgage brokerage platform Edge Home Finance, the firms announced Monday. Financial terms and ownership structure were not disclosed.

HomeServices is changing its playbook, here’s what CEO Chris Kelly says 

HomeServices CEO Chris Kelly warns listing fragmentation could hurt consumers, and says MLSs may evolve into technology providers.

Home inspection trends reshaping the 2026 housing market 

The home inspection industry is undergoing a quiet shift that directly impacts mortgage origination timelines, closing procedures, and lender risk assessment. As the owner of CenTex Inspection Services, with over 3,000 inspections completed across Texas’s fastest-growing markets, I’m seeing trends that fundamentally reshape how lenders, agents, and buyers approach the inspection phase of the transaction.

Real estate tech shifting from Swiss Army knives to scalpels 

A growing number of agents, teams and brokerages are abandoning general-purpose tools in favor of highly specialized solutions.

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