Closing Complex Loans Faster With a Digitized Client Workflow

Join us for a discussion on changes in market demographics, suppliers and how focusing on customer experience and a few simple steps during the mortgage loan process can close deals 3x faster.

Brokers, Here’s Everything You Need to Know About Rocket Pro TPO

Want to stay up to date with the latest on what Rocket Pro TPO is offering its broker partners? Check out our TPO hub for updates and more.

Home appraisal’s ugly history and uncertain future

This is Part I of a deep dive into the home appraisal industry. Today we explore the origins of the appraisal industry and its current lack of diversity.

Loan quality lessons learned from 2020

HousingWire recently spoke with Trevor Gauthier, CEO of ACES Quality Management, about the effects of 2020 on loan quality and what lenders should expect regarding loan quality and risk management this year.

Politics & MoneyMortgage

What if mortgage rates don’t rise this year?

GDP growth, inflation, and other metrics haven’t produced higher rates yet

House percent HW plus content

With the economic expansion well underway, one big question remains: When will mortgage rates move toward 4% and higher?

Mortgage rates increased toward 3.25% in mid-February from the recent all-time lows of 2.625% at the start of the year, but then retracted to around 3.0% currently. The bond market in 2021 has been above 1.60% for a brief time, with a recent high of about 1.75%. These yields align with my AB (America is back) economic recovery model, which predicted that the 10-year yield should create a range from 1.33% to 1.60% in 2021.

I was very bullish on the economic recovery last year and bearish on the bond market; my peak forecast of the 10-year yield for 2021 was 1.94%. The question is, why are the bond market and mortgage rates still acting like the economy is in a low-growth phase with not much inflation?

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