The next wave of servicing regulation is coming – Are you ready?

Join this webinar to learn what servicers need to know about recent and upcoming servicing compliance regulations and strategies experts are implementing to prepare for servicing regulatory audits.

In a purchase market, rookie LOs may struggle

Rookie LOs in 2020 could ride the refi wave and rack up a hefty monthly paycheck without Herculean effort. But these days, they'll have to sing for their supper.

Logan Mohtashami on trends in forbearance exits

In this episode of HousingWire Daily, Logan Mohtashami discusses several hot topics in the housing market, including recent trends in forbearance exits and future homebuyer demand in the midst of inventory shortages.

Natural disasters and forbearance: What borrowers and mortgage servicers need to know

With a rise in natural disasters, including wildfires, hurricanes, floods, tornadoes and mudslides. The mortgage industry needs to be proactive in examining programs to help borrowers recover.

Politics & MoneyReal Estate

How demographics shaped the housing market in 2021

What to look for in the last few months of this year

HW+ house idea

As we come to the end of 2021, we also approach the end of another year living with COVID-19. The year 2020 was one of the most chaotic times in recent history. Although 2021 seems normal in comparison, it is perhaps even stranger because as a country, we have learned to normalize the consumption of goods and services with an active virus infecting and killing Americans each day. An often-forgotten turn of luck for the American economy is that the housing market entered a period of the best housing demographics ever recorded in history the same year that COVID grabbed hold of us.

As I always stress every time I can, housing broke out before COVID-19 hit us. February data that we got in the second half of March was the first real breakout in housing data post-2010.

If COVID-19 had become the worldwide menace five years earlier, the U.S. would not have the demographic clout to drive the housing market — and it was the housing market that led us out of the COVID-19 brief recession. Yes, it was short; it ended in April of 2020.

Likewise, if the housing market did not have COVID-19 to dampen demand for a short time, we would not have to debate forbearance so much. The forbearance crash bros of 2020 blew it badly.

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