The Key to Reducing Post-Refi Boom Borrower Churn

In this webinar, PRMG Chief Lending Officer Kevin Peranio will help attendees sort through the right technologies as he shares the tech investments that have had the biggest impact on his business.

Tracey Velt breaks down the latest RealTrends 500 rankings

During the episode, Velt highlights which brokerages achieved top rankings in both categories for 2020, and shares what stood out to her the most about the rankings.

Navigating Closing Struggles in 2021’s Purchase Market

Join this webinar to discover the most current information on hybrid and full eNote eClosings and discuss key criteria to successfully implementing your eClosing strategy.

About 7M refi candidates missed the “forever rate” boat

Rates jumped to 3.17% last week and Black Knight reported that there are now just 11.1 million “high quality” refi candidates. The smallest number of potential refi candidates in a year.

Politics & MoneyMortgage

Housing’s V-shaped recovery is complete: What had to happen to get America back by Sept. 1

The 5 economic and social landmarks on the recovery report card

hands holding a picture of a house

Back in April when darkness was looking us straight in our eyes, I wrote this: 

“These are dark times. But even in dark times, we are preternaturally prepared to see the light at the end of the tunnel. We learned in human physiology class that the photoreceptors of the human eye can detect a single photon of light. While it may not be until nine or more photons hit the retina that we perceived dawn, we see before we can perceive. Likewise, if we are diligent, we will be able to identify the return of hope and light coming back into the American economy before it is perceived by all those poor masked souls around us.”

Logan Mohtashami
Logan Mohtashami
Lead Analyst

In many ways, the era of COVID-19 in America shifted society into a dimension outside of traditional time. Birthdays, anniversaries, and major holidays slip by without family gatherings or restaurant celebrations. Days working from home trudge by like weeks while whole seasons pass almost unnoticed. Is Halloween really just around the corner?

The fiscal calendar, a mainstay of marking economic activity has served little purpose in COVID America. Where it once provided a structure by which to analyze balance sheets and economic trends, in these virus-directed times, it has become a vestigial anomaly like the little toe or the appendix of the human body.  

In order to understand the economic performance of various sectors during these times, we need to abide by the dictates of the virus. For this reason, I divided 2020 into this economic-timeline into three phases: Before COVID (BC), After the onset of the Disease (AD), and America is Back (AB).

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