Closing Complex Loans Faster With a Digitized Client Workflow

Join us for a discussion on changes in market demographics, suppliers and how focusing on customer experience and a few simple steps during the mortgage loan process can close deals 3x faster.

engage.marketing event: All eyes on purchase

To help power your business forward, we’re bringing together the smartest minds in purchase mortgage marketing to share the insights, tactics and strategies that set leaders apart.

Home appraisal’s ugly history and uncertain future

This is Part I of a deep dive into the home appraisal industry. Today we explore the origins of the appraisal industry and its current lack of diversity.

Loan quality lessons learned from 2020

HousingWire recently spoke with Trevor Gauthier, CEO of ACES Quality Management, about the effects of 2020 on loan quality and what lenders should expect regarding loan quality and risk management this year.

Closing

Some notaries are saying no to RON

California notaries in the fight against RON

digital closing RON (1)

California has distinguished itself as the state that may never accept remote online notarization (RON). The state has no legislation permitting RON, and has even gone so far as to write to Congress opposing proposed bills that would make RON legal in all 50 states.

Earlier this year, the state once again looked at RON legislation with its bill AB 199. After consideration in California’s judiciary committee, however, the bill died.

And now notaries are telling us why.

In California, notaries are required to take a thumbprint of the signer. This led to a famous crime being solved several years ago.

In 2008, two San Francisco Bay area men targeted 74-year-old Palm Springs resident Clifford Lambert to rob him of his home, money and eventually his life. But the criminals made one very critical error: they had an imposter, posing as Lambert, enter a notary office to sign several power of attorney documents to transfer property and possessions.

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