Mortgage Tech Demo Day

In a half-day format, technology companies will demo their platforms and answer questions. You can tune in for the whole demo day, or strategically drop in on sessions to learn about specific solutions.

DOJ v. NAR and the ethics of real estate commissions

Today’s HousingWire Daily features the first-ever episode of Houses in Motion. We discuss the Department of Justice’s recent move to withdraw from a settlement agreement with the NAR.

Hopes for generational investment in housing fade in DC

Despite a Democratic majority, the likelihood of a massive investment in housing via a $3.5 trillion social infrastructure package appears slim these days. HW+ Premium Content

How non-QM lenders can make the origination process easier for brokers

As a leader in non-QM loans, Angel Oak Mortgage Solutions offers the expertise and technology to make a broker's life easier - not harder.

ClosingRemote online notarization

So you want to eClose a mortgage in Virginia?

The state where it all began holds one very important advantage

eClose Virginia

In 2012, Virginia became the first U.S. state to pass legislation allowing for remote online notarization.

However, the use of RON didn’t become widespread in the U.S. until 2020, when COVID-19 forced lenders and title companies to look at new contactless options for closing mortgages and getting families into their homes.

When Virginia first passed RON legislation, it was widely believed that Virginia notaries would take care of RON closings across the entire U.S. That certainly did not end up being the case.

Unlike Texas, which has strict laws for identifying the borrower and is considered the “gold standard” for RON legislation, Virginia’s identity proofing is much less strict. Experts argue the pros and cons of the less stringent regulation, but it does allow notaries in the state much more freedom on the types of mortgages they can close.

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