What to expect at HousingWire’s Spring Summit

The focus of the Summit is The Year-Round Purchase Market. Record low rates led to a banner year for mortgage lenders in 2020, and this year is expected to be just as incredible.

Increasing lending and servicing capacity – regardless of rates

Business process outsourcing and digital transformation are proven solutions that more companies in the mortgage industry are turning to. Download this white paper for more.

HousingWire's 2021 Spring Summit

We’ve gathered four of the top housing economists to speak at our virtual summit, a new event designed for HW+ members that’s focused on The Year-Round Purchase Market.

An Honest Conversation on minority homeownership

In this episode, Lloyd interviews a senior research associate in the Housing Finance Policy Center at the Urban Institute about the history and data behind minority homeownership.

ClosingRemote online notarization

So you want to eClose a mortgage in Virginia?

The state where it all began holds one very important advantage

eClose Virginia

In 2012, Virginia became the first U.S. state to pass legislation allowing for remote online notarization.

However, the use of RON didn’t become widespread in the U.S. until 2020, when COVID-19 forced lenders and title companies to look at new contactless options for closing mortgages and getting families into their homes.

When Virginia first passed RON legislation, it was widely believed that Virginia notaries would take care of RON closings across the entire U.S. That certainly did not end up being the case.

Unlike Texas, which has strict laws for identifying the borrower and is considered the “gold standard” for RON legislation, Virginia’s identity proofing is much less strict. Experts argue the pros and cons of the less stringent regulation, but it does allow notaries in the state much more freedom on the types of mortgages they can close.

The rest of this content is for HW+ members. Join today with an HW+ Membership! Already a member? log in

HW+ includes weekly long-form digital content, HousingWire Magazine, access to HousingStack, and free admission to all HousingWire virtual events.

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