The next wave of servicing regulation is coming – Are you ready?

Join this webinar to learn what servicers need to know about recent and upcoming servicing compliance regulations and strategies experts are implementing to prepare for servicing regulatory audits.

Inside Look: RealTrends 2021 Brokerage Compensation Study

Steve Murray, senior advisor to RealTrends, gives an exclusive first look at the 2021 RealTrends Brokerage Compensation Report.

Logan Mohtashami on trends in forbearance exits

In this episode of HousingWire Daily, Logan Mohtashami discusses several hot topics in the housing market, including recent trends in forbearance exits and future homebuyer demand in the midst of inventory shortages.

How lenders can prepare for increasing regulatory pressures

As compliance becomes an increased focal point for mortgage lenders and investors, staying ahead of state and federal regulations can be the difference between a flourishing business and one mired in fines.

Politics & MoneyReal Estate

Should you buy a home in a super-hot housing market?

Prices for both new and existing homes are through the roof

HW+ homebuyers question housing market

The world has been dealing with a significant health crisis since the beginning of 2020. This has provided the American bear troll crowd numerous opportunities to pontificate about a likely long-lasting depression. If you bought into the theories being peddled by this crash-cult crowd (who, by the way, have been infecting the discourse of economics since the creation of social media and YouTube channels) then you would have believed that the second housing market bubble crash was imminent during 2020.

But the U.S. economy recovered quicker than anyone ever imagined — well, almost everyone (wink, wink). Life is much better today than it could have been, but we are now suffering from what can only be called a first-world problem in the U.S. housing market.

Here is the problem: In the years 2020 to 2024, Mother Demographics is providing the U.S. with the most significant number of adults of first-time home-buying age ever in history — and this is during a time when we are enjoying the lowest mortgage rates. With this one-two punch, is it any wonder that the U.S. housing market has outperformed all other economic sectors during COVID-19?

If every cloud has a silver lining, then every advantage has its disadvantage. The advantage of having great housing demographics and low mortgage rates at the same time is that we will have stable demand for homes during this period. Think of it this way: Every time a person buys a home, a potential homebuyer is removed from the market for the time that person (or family) remains in the home. Since housing tenure (the length of time a person stays in a home) has been increasing, that potential homebuyer is being removed from the market for a longer time.

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