Thawing the robo-signing freeze remains a slow-moving process.
The amount of home loans in the foreclosure inventory declined just 1% from one year ago, according to preliminary June data from Lender Processing Services (LPS).
The roughly 2.061 million defaulted mortgages somewhere in the process only dipped 2% from the previous month.
The largest mortgage servicers halted the foreclosure process in October 2010 to correct faulty affidavits signed en masse. State and federal prosecutors launched investigations. Consent orders last spring and a $25 billion settlement in March brought new standards and relief owed to homeowners.
But with the resolutions, came the hope of a restarted process free of past abuses.
Foreclosure starts began to climb in the spring, according to some data reports, but the mountain of troubled loans was merely dented in the months since.
There are 3.6 million mortgages 30 or more days past due but not in foreclosure, equal to 7.14% of all loans.
States with the highest percentage of noncurrent loans continue to be Nevada, Florida, New Jersey, Illinois and Mississippi.