The Reserve Bank of India said banks needed to clearly state what role they had played in the securitization of an asset, including whether they were an originator, investor, provider of credit enhancement or liquidity provider while securitizing assets. "In light of the wide range of risks arising from securitisation activities, which can be compounded by rapid innovation in securitisation techniques and instruments, minimum capital requirements calculated under Pillar 1 are often insufficient," RBI said.