Ginnie Mae has suspended granting approvals to prospective issuers of reverse mortgages until it completes a “comprehensive review” of the risks associated with its HMBS program. HMBS are standardized mortgage-backed securities that will be collateralized by Federal Housing Administration-insured Home Equity Conversion Mortgage loans. Recent FHA program changes and the growth of government backing for mortgage lending over the past two years are send to have prompted the suspension of approvals.