San Diego-based Cogent Road upgraded its Funding Suite credit report management software with “digital document delivery” — a streamlined method for distributing and organizing mortgage origination documents. The software lets originators submit borrower documents to credit reporting agencies in four ways — PC upload, electronic faxing via a bar-coded fax cover sheet, virtual printing and scanning — eliminating the need for traditional fax machine-based communications. By reducing the paper transactions with electronic communications, Cogent said the origination process is faster. After a loan is originated, the documents are securely stored for retrieval, when needed. “Instead of originators wondering if their faxes were correctly sent or worrying that processors overlooked e-mail attachments, D3 gives originators more control during the credit verification process because necessary documents such as bankruptcy filings and summary judgments are electronically attached to the order automatically,” Cogent managing partner William DiPaolo said in a statement. Write to Austin Kilgore.