Real Estate

Here are the most mortgaged metros in the U.S.

Only three in California

LawnStarter, a lawn care provider, put together data from the U.S. Census Bureau to show the 14 metros with the highest percentage of homes with a mortgage. LawnStarter used Census Bureau data from the largest 100 metro areas in 2015 and compared the number of owner-occupied homes to owner-occupied homes with a mortgage in each metro.

14. Salt Lake City, Utah

Number of owner-occupied homes: 249,644
Number of owner-occupied homes with mortgage: 180,785
Percentage of owner-occupied homes with mortgage: 72.4%

Utah

13. Sacramento, California

Number of owner-occupied homes: 474,156
Number of owner-occupied homes with mortgage: 343,477
Percentage of owner-occupied homes with mortgage: 72.4%

California

12. Portland, Oregon

Number of owner-occupied homes: 550,790
Number of owner-occupied homes with mortgage: 399,066
Percentage of owner-occupied homes with mortgage: 72.4%

Portland city skyline

11. San Francisco, California

Number of owner-occupied homes: 903,500
Number of owner-occupied homes with mortgage: 656,117
Percentage of owner-occupied homes with mortgage: 72.6%

California

10. Virginia Beach-Norfolk-Newport News, Virginia

Number of owner-occupied homes: 388,768
Number of owner-occupied homes with mortgage: 283,044
Percentage of owner-occupied homes with mortgage: 72.8%

Virginia Beach

9. Indianapolis, Indiana

Number of owner-occupied homes: 484,654
Number of owner-occupied homes with mortgage: 352,902
Percentage of owner-occupied homes with mortgage: 72.8%

Indiana

8. Seattle, Washington

Number of owner-occupied homes: 861,541
Number of owner-occupied homes with mortgage: 632,110
Percentage of owner-occupied homes with mortgage: 73.3%

Side shot

7. Atlanta, Georgia

Number of owner-occupied homes: 1,248,726
Number of owner-occupied homes with mortgage: 919,180
Percentage of owner-occupied homes with mortgage: 73.6%

Georgia

6. Provo-Orem, Utah

Number of owner-occupied homes: 106,725
Number of owner-occupied homes with mortgage: 78,739
Percentage of owner-occupied homes with mortgage: 73.7%

map

5. Colorado Springs, Colorado

Number of owner-occupied homes: 161,617
Number of owner-occupied homes with mortgage: 120,943
Percentage of owner-occupied homes with mortgage: 74.8%

colorado

4. Oxnard-Thousand Oaks-Ventura, California

Number of owner-occupied homes: 170,602
Number of owner-occupied homes with mortgage: 127,747
Percentage of owner-occupied homes with mortgage: 74.8%

California flag

3. Raleigh, North Carolina

Number of owner-occupied homes: 303,885
Number of owner-occupied homes with mortgage: 229,349
Percentage of owner-occupied homes with mortgage: 75.4%

North Carolina

2. Denver, Colorado

Number of owner-occupied homes: 677,167
Number of owner-occupied homes with mortgage: 515,339
Percentage of owner-occupied homes with mortgage: 76.1%

Colorado

1. District of Columbia

Number of owner-occupied homes: 1,352,332
Number of owner-occupied homes with mortgage: 1,069,934
Percentage of owner-occupied homes with mortgage: 79.1%

Washington DC

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