Mortgage applications barely budged from one week prior, increasing 0.4% for the week ending Jan. 31, the Mortgage Bankers Association report found.
As a whole, the refinance share of mortgage activity stayed frozen at 62% of mortgage applications.
The refinance index grew 3% from the previous week, while the purchase index declined 4% from one week earlier.
Meanwhile, the 30-year, fixed-rate mortgage with a conforming loan balance dropped to 4.47% from 4.52%, as the 30-year, FRM with a jumbo loan balance declined to 4.42% from 4.47%.
The 30-year, FRM backed by the FHA fell to 4.12%, compared to 4.18% last week.
In addition, the 15-year, FRM decreased from 3.59% to 3.53%, and the 5/1 ARM tumbled to 3.15% from 3.25%.