The Key to Reducing Post-Refi Boom Borrower Churn

In this webinar, PRMG Chief Lending Officer Kevin Peranio will help attendees sort through the right technologies as he shares the tech investments that have had the biggest impact on his business.

Tracey Velt breaks down the latest RealTrends 500 rankings

During the episode, Velt highlights which brokerages achieved top rankings in both categories for 2020, and shares what stood out to her the most about the rankings.

Navigating Closing Struggles in 2021’s Purchase Market

Join this webinar to discover the most current information on hybrid and full eNote eClosings and discuss key criteria to successfully implementing your eClosing strategy.

About 7M refi candidates missed the “forever rate” boat

Rates jumped to 3.17% last week and Black Knight reported that there are now just 11.1 million “high quality” refi candidates. The smallest number of potential refi candidates in a year.


The pandemic transformed real estate closings, but will digital adoption stick?

The present could be the future

The mortgage industry has long touted that consumers are driving how real estate transactions are conducted, and as a result, the industry has continued to pump out new digital processes to improve the borrower experience. However, this borrower-centric approach was put to the test earlier this year when the COVID-19 pandemic completely altered the way real estate closings are handled. 

Borrower safety quickly became one of the biggest priorities for everyone in the mortgage industry, and the best way to ensure this safety was through technology. 

Any lender, title company or state that was hesitant to adopt digital closings before the pandemic couldn’t ignore it anymore. But does this mean remote online notarization (RON), eNotes, eRecording — along with all the other “e’s” — will be the new normal, or did everyone just put on a temporary bandage that will go away post-pandemic?

When looking at how the real estate closing ecosystem responded to the pandemic, there were two main roadblocks that made it difficult to maintain safety requirements: the varying regulations around RON and the fact that not every county allows eRecording. Both challenges play an important role in creating various types of digital closings. 

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