Mortgage Tech Demo Day

In a half-day format, technology companies will demo their platforms and answer questions. You can tune in for the whole demo day, or strategically drop in on sessions to learn about specific solutions.

DOJ v. NAR and the ethics of real estate commissions

Today’s HousingWire Daily features the first-ever episode of Houses in Motion. We discuss the Department of Justice’s recent move to withdraw from a settlement agreement with the NAR.

Hopes for generational investment in housing fade in DC

Despite a Democratic majority, the likelihood of a massive investment in housing via a $3.5 trillion social infrastructure package appears slim these days. HW+ Premium Content

How non-QM lenders can make the origination process easier for brokers

As a leader in non-QM loans, Angel Oak Mortgage Solutions offers the expertise and technology to make a broker's life easier - not harder.


The pandemic transformed real estate closings, but will digital adoption stick?

The present could be the future

The mortgage industry has long touted that consumers are driving how real estate transactions are conducted, and as a result, the industry has continued to pump out new digital processes to improve the borrower experience. However, this borrower-centric approach was put to the test earlier this year when the COVID-19 pandemic completely altered the way real estate closings are handled. 

Borrower safety quickly became one of the biggest priorities for everyone in the mortgage industry, and the best way to ensure this safety was through technology. 

Any lender, title company or state that was hesitant to adopt digital closings before the pandemic couldn’t ignore it anymore. But does this mean remote online notarization (RON), eNotes, eRecording — along with all the other “e’s” — will be the new normal, or did everyone just put on a temporary bandage that will go away post-pandemic?

When looking at how the real estate closing ecosystem responded to the pandemic, there were two main roadblocks that made it difficult to maintain safety requirements: the varying regulations around RON and the fact that not every county allows eRecording. Both challenges play an important role in creating various types of digital closings. 

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