Lunch & Learn: The State of Housing

As housing supply dwindles, affordability concerns grow while competition heats up the market. This Lunch & Learn will examine the current state of housing, featuring experts who have an eye on the market.

HousingWire Annual Virtual Summit

Join us on October 25 for a chance to see a handpicked selection of sessions from HousingWire Annual along with technology demos from the most innovative tech companies! Register now for FREE to experience HW Annual just like you were there.

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Volly’s Grant Moon on challenges facing veterans

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Appraisals & ValuationsReal Estate

What role will the appraiser play in the future of valuations?

Experts weighed in at HW Annual

HW+ appraisal inspection

Editor’s note: This story was updated on Friday, Oct. 15 to include significant additional discussion points from the Sept. 27 panel and to better contextualize statements made about appraisal management companies. The headline was also updated to reflect the array of issues that were discussed during the panel.

After a pandemic period that saw the increased use of appraisal waivers and hybrid appraisals, experts at the HW Annual event on Sept. 27 discussed the future of the rapidly changing valuation industry.

Driving much of that change is a mountain of property and market data that is now available to lenders, investors and homeowners, and new technology that can help standardize and make sense of that data.

“Whereas previously, the appraiser was the trusted professional, kind of implicit in that is you couldn’t really challenge your appraiser,” said Lyle Radke, director of collateral policy at Fannie Mae. “Now, with all the data, lenders are able to see essentially the same kind of market information that the appraiser has, and that means that they are a lot more open to discussion about the interpretation of the data. And that changes the relationship and the role of the appraiser.”

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