4 factors weighing housing in the second half of 2014

Altos: Critics wrong about housing, it’s going to soar

2015 will see notable price appreciation

The real reason Fannie and Freddie don't do principal modifications

Looking out for your retirement


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Opinion, commentary and analysis on everything that makes the U.S. housing economy tick -- not to mention the ghosts in the machine, too. Written by HW's team of editors and reporters each business day. Read More

4 factors weighing housing in the second half of 2014

Will housing collapse?
July 30, 2014
There is some division in the industry on whether housing will continue to recover going in to the second half of 2014. There are some bright spots but three market segments in particular are a concern.
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Investors Unite gets the cold shoulder at Guggenheim Securities

Maloni makes the case for keeping Fannie and Freddie
July 29, 2014
Guggenheim Securities held a by-invitation-only event last week in New York for big GSE investors, but members of Investors Unite — that is, the retail investors — were shut out. All except one, who spoke to HousingWire on the condition of anonymity.
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Could the post office get into the mortgage business?

It’s not as crazy as you might think
July 29, 2014

For consumers, having a little more choice in banking wouldn’t be the worst thing in the world. We’ve certainly seen what banks can do when left to their own devices. But on the other hand, it’s not like the post office is a bastion of economic excellence either.

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4 tech troubles brokers and agents need to fix right now

The mortgage market could use this help
July 29, 2014
From agents approaching going mobile with the wrong priorities to brokers not using available data that could give great insight into their business to anyone not understanding the value of online ratings — there are many ways real estate professionals aren’t getting the most out of their technology.
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The dirty, possibly anti-trust secret Zillow/Trulia don’t want you to know

Citron Research: This powerhouse isn’t really either
July 29, 2014
The media consensus has been that the Zillow/Trulia acquisition creates a powerhouse – a model village, so to speak, of real estate online listings. But Citron Research says that this may be more of a Potemkin village.
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Closing Call

Breaking down the TILA-RESPA Integrated Disclosure, how it impacts your business, and ways to solve it. Written by the experts at Pavaso each business day. Read More

Control implementation costs with smart tech assessments

Technology is an investment that pays off for TILA-RESPA compliance
July 30, 2014

Third-party updates may be necessary to update transaction coverage and calculations, obtain required information for verifications, incorporate new disclosures, and to make sure your software, compliance, quality-control, and recordkeeping protocols comply with the new rule. 

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Shifting gears on TILA-RESPA

Our weekly summary
July 28, 2014

How much of the TILA-RESPA rule implementation have you discussed and planned for in your organization?

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Taking the first steps to implement TILA-RESPA

The who, what and when of compliance
July 25, 2014
As we rapidly approach the start of the 1-year countdown to TILA-RESPA go-live, it’s time that we transition from our theories and tire-kicking into planning mode.
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What happens when consumers can shop for settlement services?

TILA-RESPA rule requires a list for consumers to choose from
July 24, 2014
Creditors are going to be required to provide a written list of providers (at least one), and obtaining/delivering this information entails added administrative work.
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Understand when TILA-RESPA tolerances can change

If consumers choose service provider, all bets are off
July 22, 2014
There are circumstances where charges on the Loan Estimate form may change without any violations to the “tolerance” thresholds.
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