Pricing exceptions are widespread in mortgage — and so are the regulatory risks

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The State of Appraisals in 2022

Desktop appraisals, which remove the requirement to conduct a physical property inspection and instead utilize property tax records and past sales, are scheduled to become a permanent option for some agency-backed loans starting in March 2022—two years after their initial introduction by the Federal Housing Finance Agency (FHFA). Although desktop appraisals will not be available for all loan types, this remote-work option nevertheless provides important efficiency gains.

This white paper will explore lenders’ key challenges presented by the legacy appraisal process, the hidden gaps affecting turn times, and how appraisal technology solves these gaps to improve efficiency and profitability.

Publisher: Reggora
Date: March 2022

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