Housing Finance Policy Center

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[Charts] Lenders tighten credit availability in second quarter

Oct 16, 2017By

Mortgage risk decreased during the second quarter this year, yet data from the Housing Finance Policy Center shows even if the default risk was doubled across all mortgage lending channels, it would still remain within the pre-crisis standard. The drop was due mainly toward a shift away from government channel loans, which are much looser than other lending channels.

3d rendering of a row of luxury townhouses along a street

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