Federal Reserve
The Federal Reserve started a rate-cutting cycle on Sept. 18, 2025, lowering its benchmark interest rate by 50 basis points (bps) to a range of 4.75% to 5%. The cut was the first since March 2020 after the Fed raised interest rates to a 23-year high point to cool the economy and quell inflation. The Fed cut rates two more times in 2024, each by 25 basis points. It has not cut interest rates so far in 2025.
Latest Posts
Higher rates are impacting future housing production
May 16, 2024For the first time since 2022, we have both single-family permits and 5-unit permits trending lower together.
-
Why jobs data is more important than inflation for lower mortgage rates
May 15, 2024 -
Inflation eases for the first time in three months
May 15, 2024 -
Labor market report is good news for mortgage rates
May 03, 2024 -
U.S. hiring slowed in April, missing estimates
May 03, 2024 -
Logan Mohtashami on Fed day, inventory and home prices
May 02, 2024 -
Logan Mohtashami on Fed day, inventory and home prices
May 02, 2024 -
Rates at 7% attract different types of borrowers, forcing lenders to rethink profit strategies
May 01, 2024 -
Fed holds rates steady for the sixth straight time
May 01, 2024 -
Mortgage rates continue to rise before the Fed’s meeting
Apr 30, 2024 -
If reelected, Trump could seek greater control over Federal Reserve
Apr 26, 2024 -
Experts share insights about the Fed, data ‘vibes’ and housing trends
Apr 23, 2024
Latest Videos
What mortgage professionals need to know about reverse mortgages Jun 16, 2026 8:59 am
