Federal Reserve
The Federal Reserve started a rate-cutting cycle on Sept. 18, 2025, lowering its benchmark interest rate by 50 basis points (bps) to a range of 4.75% to 5%. The cut was the first since March 2020 after the Fed raised interest rates to a 23-year high point to cool the economy and quell inflation. The Fed cut rates two more times in 2024, each by 25 basis points. It has not cut interest rates so far in 2025.
Latest Posts
The housing market is better positioned for lower mortgage rates
Jul 06, 2024Halfway through the year, active inventory in the U.S. is growing..This is precisely what the doctor ordered for the housing market.
-
The Fed is winning its war against the labor market. What does that mean for rates?
Jul 05, 2024 -
US job creation moderated in June
Jul 05, 2024 -
Resilient economy keeps mortgage rates above 7%
Jul 02, 2024 -
Mortgage rates hold steady as market signals remain mixed
Jun 25, 2024 -
When will the Fed’s moves alleviate the lock-in effect?
Jun 13, 2024 -
Inflation and Fed day: A crucial moment for the housing market
Jun 12, 2024 -
Fed holds rates steady amid mixed economic signals
Jun 12, 2024 -
Inflation cools slightly ahead of Fed meeting
Jun 12, 2024 -
What we should learn from the jobs week data
Jun 07, 2024 -
Logan Mohtashami on labor data and why mortgage rates are falling
Jun 06, 2024 -
What the new home sales report shows about labor market risk
May 23, 2024
Latest Videos
What mortgage professionals need to know about reverse mortgages Jun 16, 2026 8:59 am
