Federal Reserve
The Federal Reserve started a rate-cutting cycle on Sept. 18, 2025, lowering its benchmark interest rate by 50 basis points (bps) to a range of 4.75% to 5%. The cut was the first since March 2020 after the Fed raised interest rates to a 23-year high point to cool the economy and quell inflation. The Fed cut rates two more times in 2024, each by 25 basis points. It has not cut interest rates so far in 2025.
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Opinion: If you’re chasing volume, you’re chasing the wrong carrot
Apr 19, 2024Producing $100 million in funded loans isn’t success; success is how much net income you made on that $100 million in fundings.
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Powell makes it clear: No rate cuts anytime soon
Apr 16, 2024 -
As inflation heats up, mortgage rates also rise
Apr 16, 2024 -
As a ‘higher-for-longer’ rate scenario unfolds, how is the mortgage industry adapting?
Apr 15, 2024 -
How the CPI data took one Fed rate cut off the table for 2024
Apr 10, 2024 -
Mortgage rates change little ahead of big inflation report
Apr 09, 2024 -
The labor report gives the Fed a clear pathway to land the plane
Apr 05, 2024 -
What another strong jobs report means for the mortgage industry
Apr 05, 2024 -
Federal agency members voice support for new CRA rules
Apr 04, 2024 -
Barr: Fed is taking ‘thoughtful approach’ to Basel III rules
Apr 04, 2024 -
Judge sides with trade groups, halts new CRA rules
Apr 01, 2024 -
Mortgage rates rise following a surge in Treasury yields
Mar 26, 2024
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