Articles by Eric Fox

King County is king, and counting

Seattle continues to lead in home price growth
Seattle's rate of real estate appreciation has topped the national charts for more than a year and, based on the latest quarterly forecast from Veros Real Estate Solutions, will stay there for the next 12 months. Here is a breakdown on real estate growth in Washington's King County.
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Predicting real estate depreciation

Projected value of real estate is constantly changing
[Op-ed] The projected value of real estate is constantly changing. However, carefully researched, reliable projections always have value for real estate and mortgage professionals. There are many reasons for this, but among the most vital are that this data can help lenders anticipate risk and facilitate loan portfolio management.
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Here's how predicting housing cycles improves mortgage lending

A new service provided to LendingLife
For lenders, having reliable data-driven predictions is essential for a range of decisioning: determining reliable loan-to-value (LTV) thresholds; examining risk at origination; understanding at-risk portions of a portfolio for acquisition or loss-mitigation purposes; improving servicing strategies in situations of default, REO or short sale; and understanding and identifying suitable loan modification options to avoid additional risk for troubled homeowners.
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