The Key to Reducing Post-Refi Boom Borrower Churn

In this webinar, PRMG Chief Lending Officer Kevin Peranio will help attendees sort through the right technologies as he shares the tech investments that have had the biggest impact on his business.

Tracey Velt breaks down the latest RealTrends 500 rankings

During the episode, Velt highlights which brokerages achieved top rankings in both categories for 2020, and shares what stood out to her the most about the rankings.

Navigating Closing Struggles in 2021’s Purchase Market

Join this webinar to discover the most current information on hybrid and full eNote eClosings and discuss key criteria to successfully implementing your eClosing strategy.

About 7M refi candidates missed the “forever rate” boat

Rates jumped to 3.17% last week and Black Knight reported that there are now just 11.1 million “high quality” refi candidates. The smallest number of potential refi candidates in a year.

Sponsored Content

VantageScore's latest model provides more accurate credit scores

Uses trended data and machine learning

VantageScore President and CEO Barrett Burns discusses the FHFA’s new credit score competition rule issued in August and what it means for the mortgage industry and consumers. Burns says the decision will open up competition for all credit score developers to apply for usage by the GSEs and will in a safe and sound manner help provide more access to credit for consumers and a larger pool of customers for lenders.

Credit score competition in other loan categories has spurred innovation in the industry and enabled more predictive models that expand the scoreable population. VantageScore’s latest model, VantageScore 4.0, allows lenders to accurately score about 40 million more people than other models, and about 10 million of those people have a score of 620 or above.

This is because VantageScore 4.0 uses modern trended consumer credit data and machine learning analytics, which account for shifting consumer behaviors and patterns of usage, enabling it to score creditworthy individuals who may have thin, dormant or no-trade credit files. Conversely, other models use a point-in-time gradation of the data, only looking at a singular moment in time to measure a person’s creditworthiness.

VantageScore models are routinely tested for performance by VantageScore Solutions and the more than 2,200 regulated financial institutions that use them.

Learn more about VantageScore and its Trended Data credit model by visiting

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William Raveis ain’t no stinkin’ iBuyer

Like others, resi brokerage & lender William Raveis is happy to buy your home. But its new program doesn’t mean it’s an iBuyer.

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3d rendering of a row of luxury townhouses along a street

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