Credit Score
Latest Posts
Expect a major shift in credit allocation as a result of lender choice
Jun 23, 2026A best execution framework compares GSE, Ginnie Mae, PLS and portfolio outcomes under Classic FICO and lender choice. If LLPAs increase to price adverse selection, modeling suggests a meaningful shift in credit allocation and risk across investors.
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Guild pushes GSEs to scale residual income analysis
Jun 12, 2026 -
The danger of the single-bureau blind spot: Why the 30-year mortgage demands the Tri-Merge Standard
Jun 10, 2026 3:00 am -
FICO appoints Eric Lapin as VP of strategy and market intelligence
Jun 01, 2026 -
Rocket expands on VantageScore 4.0 pilot for agency, VA loans
May 29, 2026 -
FHA will keep tri-merge credit reports amid shift to new scoring models
May 26, 2026 -
Rocket Mortgage, Rocket Pro adopt VantageScore 4.0
May 21, 2026 -
Credit modernization hits a crossroads as lenders weigh risk, regulation and data integrity
May 21, 2026 -
Lenders wrestle with the nuances of modern credit score pricing
May 20, 2026 -
UWM brokers report use of VantageScore 4.0 improved loan terms
May 15, 2026 -
Veterans United survey finds homebuyers overestimate credit score and down payment
May 04, 2026
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