Adam Constantine on MLK Jr.’s impact on housing equality

During the interview, Constantine explains why the industry needs to focus on evoking intentional change rather than launching lackluster initiatives.

Navigating capacity concerns amidst record-high volumes

High loan volumes continues to loom large in the new year, making the “one-stop-shop” approach to the servicing and lending process even more appealing.

Amid record-high origination volumes, mortgage fraud risk is down

CoreLogic's recently released Mortgage Fraud Report is the industry standard for nationwide fraud monitoring and analysis. Read the findings here.

How student loan debt impact homeownership

Student loan expert Catalina Kaiyoorawongs shares her practical and tangible advice for people who feel overwhelmed by their student loan debt.

Mortgage

The K-shaped economic recovery’s impact on borrowers

Uday Devalla_CTO_Sagent Lending
Uday Devalla
CTO at Sagent Lending

The 2020 economy is full of curious contrasts. Millions of Americans sought COVID mortgage relief like forbearances while millions more capitalized on refis and flocked to suburbs to buy new or bigger homes at record low rates. And COVID lockdowns led to the worst Q2 and best Q3 GDP quarters in U.S. history. This is also why housing policies were extremely accommodating in Q2 but relatively quiet in Q3. Such is the absurd new normal in this pandemic economy. Now lenders face a K-shaped economic recovery and two key housing relief policies expiring soon.

Let’s review the state of how a fintech strategy helps, starting with a briefing on election implications. 

How election results impact lender fintech decisions

As President-elect Joe Biden prepares to take office in January, we’re seeing leadership change signals at the Consumer Financial Protection Bureau

Biden already appointed Leandra English to lead his CFPB transition team and, as the hand-picked successor of former CFPB Director Richard Cordray, English is expected to be tapped to head up the agency. 

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