Understanding Today’s Connected Borrower

Sign up for this webinar to learn how to transform the borrower journey from transaction to relationship and gain a significant lift in production in today’s digital lending environment.

The unique challenges facing minority first-time homebuyers

In this episode, we interview Timothy Demry, a real estate agent in San Francisco’s Bay Area, about his experience serving minority first-time homebuyers.

How modernized servicing creates customers for life

Servicers must be powered by nimble technology to be heroes to borrowers, stalwarts to investors, and stewards of consumer protection to regulators.

Savvy lenders are already preparing for the next valley – Here’s how

Despite increased rate of tech adoption, the industry still has room for continued tech development and usage. Read here to learn more about key technologies that lenders need to give more attention to.

Politics & Money

Is there evidence of a Silver Tsunami home price crash?

4 questions to ask to prove the theory

The Silver Tsunami home price crash thesis was introduced in 2008 when the first baby boomers started turning 62 years old.

Now, more than a decade later, those first baby boomers are turning 74, and this thesis is reemerging as news again.

So what is the Silver Tsunami home price crash thesis? 

In short, it says that older Americans are poised to sell their homes en masse, leading to a massive influx of inventory. At the same time, since Millennials are burdened with a large amount of student loan debt and have no savings, there won’t be any demand to absorb the excess inventory. As a result, housing prices will crash, leading to a devaluation of the dollar and hyperinflation. The only safe bet in these circumstances, as the theory goes, is to invest in gold.

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Fannie Mae celebrates Single-Family Green MBS milestone

A year after issuing its first Single-Family “Green” MBS on Earth Day 2020, Fannie Mae has now completed 25 transactions for the program, totaling $167 million in bonds backed by mortgages on newly constructed, energy-efficient homes.

Apr 22, 2021 By
3d rendering of a row of luxury townhouses along a street

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