A look at Biden’s first week in office

This episode reviews last week’s inauguration of President Joe Biden, examining which housing issues the new administration has already taken action on.

Mortgage Tech Demo Day

Tune in to our live Virtual Demo Day on February 2nd to experience demos from the most innovative loan origination and valuation tech companies in the industry.

If consumers aren’t holding lenders back, then who or what is?

The challenge for lenders and investors is understanding how to meet borrowers where they are without layering on risk or getting bogged down in third-party intermediation.

HomeBridge’s Brian White on diversity at a practical level

HomeBridge's Brian “Woody” White discusses ways to increase diversity within the housing finance industry.

Politics & Money

Is there evidence of a Silver Tsunami home price crash?

4 questions to ask to prove the theory

The Silver Tsunami home price crash thesis was introduced in 2008 when the first baby boomers started turning 62 years old.

Now, more than a decade later, those first baby boomers are turning 74, and this thesis is reemerging as news again.

So what is the Silver Tsunami home price crash thesis? 

In short, it says that older Americans are poised to sell their homes en masse, leading to a massive influx of inventory. At the same time, since Millennials are burdened with a large amount of student loan debt and have no savings, there won’t be any demand to absorb the excess inventory. As a result, housing prices will crash, leading to a devaluation of the dollar and hyperinflation. The only safe bet in these circumstances, as the theory goes, is to invest in gold.

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3d rendering of a row of luxury townhouses along a street

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