2021 has been a year of transition. We’ve been transitioning to a new White House administration, transitioning away from a refinance market and cautiously transitioning back to meeting in person. And now, the year is almost over, with only one more magazine issue left until we cross over into 2022. But before we head into the new year, this issue will focus on what today’s housing leaders and regulators are zeroed in on and the current state of housing.

Addressing one of the biggest questions around where housing stands, the first feature in this issue looks at Sandra Thompson, the Federal Housing Finance Agency acting director, and her plans for Fannie Mae and Freddie Mac. Mark Calabria, who led the FHFA before Thompson, was pushing for GSE reform up until he was replaced. You can go to page 36 to learn how priorities have shifted since Calabria left the position.

This month’s issue also features our distinguished list of Vanguard winners. HousingWire has long been dedicated to “moving markets forward,” and this list of 50 winners encompasses what that looks like in action. These are the executives who have become leaders in their respective fields within housing and mortgage finance. And most notably, they’re the people laying the foundation for the future of our industry. Starting on page 42, you can read through their incredible accomplishments.

To see all HousingWire Magazine issues, click here.