How Fannie Mae is leveraging technology to expand access to homeownership

Fannie Mae is taking important steps to help the mortgage industry close the racial housing gap, achieve equality within the housing industry and offer sustainable and affordable housing.

What is the next step for NAR?

In this Q&A, Senior Real Estate Reporter Matthew Blake gives us the inside scoop on what happened at NAR’s annual conference, including the latest on the DOJ investigation.

Mortgage Tech Virtual Demo Day

Tune in to our live Virtual Demo Day on December 1st at 10am CT to experience demos from the most innovative tech companies in the Servicing, Audit and Post-Close space.

What’s next for the maligned real estate appraiser?

In this episode of Houses in Motion, a series that is part of the HousingWire Daily podcast lineup, St. Petersburg, Florida-based appraiser Francois “Frank” Gregoire discusses issues in the appraisal industry.


2018 Women of Influence: Josephine Yen

Senior Vice President of Product Management at Cloudvirga

Josephine Yen

Josephine Yen is a driving force behind one of the industry’s fastest-growing and most disruptive digital mortgage technologies. She not only defines the strategic roadmap for Cloudvirga’s enterprise mortgage point-of-sale platforms, but also leads a team of more than a dozen business analysts in executing that roadmap.

During Yen’s tenure, Cloudvirga increased loan officer adoption among its existing customers by 40%. The company also increased its ability to reduce mortgage origination costs by $1,500 per loan and empowered 42% of users to complete a fully self-service application via mobile device.

Cloudvirga has since grown to serve eight of the top 40 non-bank mortgage lenders in the U.S., representing over $100 billion in annual loan volume and processed more than $15 billion in loans.

Before joining Cloudvirga, Yen spent more than seven years in management roles at ServiceLink and LSI. There, she learned the settlement side of the business and successfully completed a variety of complex technical projects,

Yen not only leads the product team for one of the mortgage industry’s most innovative companies, but is also challenging outdated processes and shaping the future of mortgage origination for all.

Most Popular Articles

FHFA: Government to back mortgages up to $970,800 in 2022

The FHFA today announced the baseline conforming loan limit for 2022 will be $647,200, an increase of 18%. In high-cost areas, the new ceiling loan limit is $970,800.

Nov 30, 2021 By
3d rendering of a row of luxury townhouses along a street

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