Top markets for affordable renovated housing inventory

Despite the rapidly deteriorating affordability, there is some hope for homebuyers in the form of renovated homes: properties that have been rehabbed into move-in ready condition after being purchased at auction.

HousingWire Magazine: December 2021/ January 2022

AS WE ENTER A NEW YEAR, let’s look at some of the events that we can look forward to in 2022. But what about what’s next for the housing industry?

Back to the Future of Mortgage Lending

This webinar will be a discussion on understanding what’s to come in the future of mortgage lending by analyzing past trends in the industry, evolving consumer behaviors and demographics of the industry’s production capacity.

Logan Mohtashami on Omicron and pending home sales

In this episode of HousingWire Daily, Logan Mohtashami discusses how the new COVID variant, Omicron, will impact inflation and whether or not it will send mortgage rates lower.


2019 HW Vanguard: Tammy Richards

loanDepot Chief Operating Officer

Since joining the loanDepot team, Tammy Richards has been an integral player in the company’s mission to redefine the home lending customer experience—and, specifically, leveraging technology to enhance the human connection among borrowers and loan officers.

As loanDepot’s chief operating officer, Richards is responsible for the expansion and refinement of the company’s loan production processes including underwriting, processing, funding and closing, as well as quality assurance protocols.

Richards is a true servant leader whose guiding principles of honesty and integrity shine through every day. A strong advocate for diversity and inclusion, including gender equality, Richards has dedicated much of her career to advancing opportunities for women and minorities in the mortgage industry. Under her leadership, her team is continuously seeking opportunities to simplify and improve customer transactions, with a goal to deliver a seamless experience that has become the expectation in today’s digital age. 

In February, Richards’ team unveiled the mortgage industry’s first end-to-end digital loan, powered by loanDepot’s proprietary technology. The product, mello smartloan, delivers fully digital documentation, eliminating the time-consuming and frustrating paperchase that has historically weighed down the mortgage transaction. 

For loan officers, processors and underwriters, the product seamlessly ticks through the entire loan process, providing significant time-savings. The resulting experience is more secure, hassle free, and can reduce the time to close by up to 75%.

What’s the best advice you’ve ever received?

“The Tim McGraw song, ‘Humble and Kind,’ offers good advice for executives to ease the way for the next generation of leaders—especially women—entering the workforce: ‘When you get where you’re goin’ don’t forget turn back around help the next one in line always stay humble and kind.’”

Most Popular Articles lays off LOs, secures $750M cash injection

Digital mortgage lender is laying off 9% of its workforce ahead of a $750 million cash injection from financial backer SoftBank Group.

Dec 01, 2021 By

Latest Articles

Who’s afraid of the PSPA?

Stakeholders are divided over whether, in light of proposed changes to its capital rule, the FHFA should retool its agreement with the U.S. Treasury and remove policies some say never belonged there in the first place.

Dec 06, 2021 By
3d rendering of a row of luxury townhouses along a street

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