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Texas law governs BofA foreclosures in Utah

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A federal court in Utah held that Texas law applies in a local foreclosure case since the foreclosing banking unit is located in the Lone Star state.

According to The Salt Lake Tribune, a federal court ruled that Texas law governs foreclosures in Utah when the process is carried out by a Texas-based unit of Bank of America (BAC).

U.S. District Judge David Sam had agreed with ReconTrust’s arguments that because its offices are in Texas when it carried out foreclosure procedures in Utah, national banking laws and regulations mean that the governing law is in the state in which its offices are located.

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