In the wake of the Great Recession, the U.S. housing market took a tremendous blow as home values dropped, origination volumes slowed, and prospective buyers refrained from entering the market. Now, ten years following the collapse, the nation’s economic landscape has changed dramatically, and with it so has the nature of its housing market.

As 2019 comes to a close, Barry Habib, the founder and CEO at MBS Highway, talks us through some of the biggest changes to hit the housing industry within the last decade. Additionally, Habib explains what’s in store for 2020 and what’s likely to transform the market in the years to come.