Fitch Ratings

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Fitch taps brakes on fully digital mortgage revolution

Nov 05, 2019By

The push towards the industry-wide usage of a completely digital mortgage seemingly took a big step forward last month when Ginnie Mae, the government agency that issues mortgage bonds backed by FHA or VA loans, said it was moving forward with a pilot to accept eNotes. But, a new report from Fitch Ratings suggests that widespread acceptance of a fully digital mortgage may be many years away.