Federal Reserve
The Federal Reserve started a rate-cutting cycle on Sept. 18, 2025, lowering its benchmark interest rate by 50 basis points (bps) to a range of 4.75% to 5%. The cut was the first since March 2020 after the Fed raised interest rates to a 23-year high point to cool the economy and quell inflation. The Fed cut rates two more times in 2024, each by 25 basis points. It has not cut interest rates so far in 2025.
Latest Posts
Variant scare causes mortgage rates to fall to 2.78%
Jul 22, 2021The average 30-year fixed-rate mortgage sank further after three weeks of declines to 2.78%, according to mortgage rates data released Thursday by Freddie Mac‘s PMMS.
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For the housing market, look at bonds over MBS
Jul 12, 2021 -
Juneteenth holiday sparks chaos for lenders, LOs
Jun 18, 2021 -
Mortgage applications increase as 30-year rate falls
Jun 16, 2021 -
IMBs have a duty to serve lower-income communities
Jun 09, 2021 -
Bloomberg: As LIBOR is Phased Out, A Slew of Replacements Could Fracture the Market
May 26, 2021 -
Why federal CRA requirement on IMBs is not necessary
May 21, 2021 -
We’ve got rising home prices but no housing crash in sight
May 10, 2021 -
When will the Federal Reserve raise rates?
May 03, 2021 -
The Fed isn’t going to stop buying MBS just yet
Apr 28, 2021 -
Mortgage rates move down to 3.04%
Apr 15, 2021 -
What’s behind the antitrust lawsuit against NAR and Zillow?
Apr 08, 2021
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