Federal Reserve
The Federal Reserve started a rate-cutting cycle on Sept. 18, 2025, lowering its benchmark interest rate by 50 basis points (bps) to a range of 4.75% to 5%. The cut was the first since March 2020 after the Fed raised interest rates to a 23-year high point to cool the economy and quell inflation. The Fed cut rates two more times in 2024, each by 25 basis points. It has not cut interest rates so far in 2025.
Latest Posts
Developing a lending strategy for rising mortgage rates
Apr 08, 2021With the economy looking toward life past COVID, the focus is beginning to shift to a recovering economy, perhaps hotter than expected, driven by an excess in stimulus provided, and a likely end to the low single-digit mortgage rates seen over the previous year.
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Chopra warns of post-COVID housing market fallout
Mar 03, 2021 -
Americans’ mortgage debt increased to $10T in Q4
Feb 17, 2021 -
The Fed plots a slow, stable path on mortgage rates
Jan 27, 2021 -
The real danger of releasing the GSEs from conservatorship
Jan 22, 2021 -
Prepare for the rise in mortgage rates
Jan 18, 2021 -
Fed considers regulating AI used by financial institutions
Jan 13, 2021 -
Fed bond purchases to keep pace through end of 2021
Jan 08, 2021 -
Mortgage rates remain at record-low levels
Dec 31, 2020 -
FHFA announces proposed rule on living wills for GSEs
Dec 22, 2020 -
Fed will keep interest rates low until economy recovers
Dec 16, 2020 -
The secondary market comes to the rescue…again
Dec 10, 2020
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