Rates on this page are updated in real-time based on data from Optimal Blue. Optimal Blue data is calculated using actual locked rates with consumers across 42% of all mortgage transactions nationwide. Rates are inclusive of locks that occur below par, at par, and above par, and therefore consider discounts and rebates. For more information on data products provided by Optimal Blue, please navigate here.
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Be sure to follow our lead analyst Logan Mohtashami, who has been tracking and forecasting rates and the housing market for HousingWire since 2020. His America is Back and Six Recession Red Flag models have been acclaimed in the housing industry for their accuracy and simplicity. Logan has recently opined on what it would take for rates to fall in 2023. He followed up on this column with a guest appearance on our industry-leading podcast HousingWire Daily.
Mortgage Rates News
Home prices and mortgages keep rising, and it might get worse still HW+
Oct 02, 2023ICE expects nearly an 8% y/y home price growth by December if this year’s average 0.64% per month seasonally adjusted price increase continues
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Wholesaler EPM looks to convert retail LOs with new recruiting platform HW+
Oct 02, 2023 -
Why are mortgage rates surging? HW+
Sep 30, 2023 -
To overcome surging mortgage rates, borrowers are turning to mom and dad HW+
Sep 29, 2023 -
Mortgage rates surge to highest level since 2000 HW+
Sep 28, 2023 -
LenderPulse Q4 2023 survey: Mortgage pros still see opportunities in the housing market HW+
Sep 27, 2023 -
As mortgage rates hit a two-decade high, mortgage applications tick down HW+
Sep 27, 2023 -
Unsold homebuilder inventory is ticking up as new home sales slow HW+
Sep 26, 2023