Rates on this page are updated in real-time based on data from Optimal Blue. Optimal Blue data is calculated using actual locked rates with consumers across 42% of all mortgage transactions nationwide. Rates are inclusive of locks that occur below par, at par, and above par, and therefore consider discounts and rebates. For more information on data products provided by Optimal Blue, please navigate here.
Be sure to follow our lead analyst Logan Mohtashami, who has been tracking and forecasting rates and the housing market for HousingWire since 2020. His America is Back and Six Recession Red Flag models have been acclaimed in the housing industry for their accuracy and simplicity. Logan has recently opined on what it would take for rates to fall in 2023. He followed up on this column with a guest appearance on our industry-leading podcast HousingWire Daily.
Mortgage Rates News
Housing Market Tracker: Mortgage rates over 7% HW+May 28, 2023
Debt ceiling drama pushed bond yields up last week, taking mortgage rates to a new 2023 high in the middle of the spring selling season.
Mortgage apps decline as rates hit the 7% mark HW+May 24, 2023
Homebuilders are taking advantage of low existing inventory HW+May 23, 2023
Housing Market Tracker: A wild week for rates HW+May 21, 2023
Is the savagely unhealthy housing market back? HW+May 18, 2023
Mortgage rates increase as debt ceiling battle continues HW+May 18, 2023
Existing home sales fell 23% in April HW+May 18, 2023