Since 1989, MIAC has been the leading provider of pricing, risk management, and accounting solutions for the mortgage and financial services industries. In addition to providing whole loan and MSR brokerage services, MIAC offers third-party mortgage asset valuations, secondary market hedge advisory solutions, as well as state-of-the-art behavioral models, and a complete CECL (Current Expected Credit Loss) solution.
MIAC Analytics™ is the most sophisticated mortgage pricing and risk management software suite available for mortgage investors, originators, servicers and balance sheet managers. VeriFi™ is used to support and manage the data quality auditing and review process. DR-Surveillance™ will measure a client’s collateral behavior including historical transition roll rates and Time_in_FCL exit curves; these client-specific behaviors are then integrated into MIAC Core™, our loan level credit loss model embedded in our Vision™ cash flow engine and balance sheet model.