Borrower Data & Analytics Services

FICO is a software development company. It primarily offers analytics software and tools used in multiple industries to manage risk, address fraud and optimize operations in compliance with government regulations. It is the creator of the FICO Score, the standard measure of consumer credit risk in the United States.

Founded in 1956, FICO is based in Bozeman, Montana.

Latest FICO News

VantageScore: Director Watt, don’t waste this opportunity 

Feb 20, 2018By

[Expert Commentary] As regulator and conservator of the GSEs, Mel Watt, the director of the FHFA, has a decision to make. He could open the GSEs’ credit score requirements to include other credit scoring models– broadening access to mainstream mortgage financing without lowering standards and in the process eliminating the scoring monopoly created by the GSEs.

FICO Content

How new analytics can help lenders expand access to mortgage credit 

Aug 23, 2021 3:53 pmBy

The premise that economic disruptions affect mortgage credit availability in broad strokes, posing a particular challenge for consumers with less-than-perfect credit, has become conventional wisdom. But there are innovative ways for lenders to both reduce uncertainty and keep credit flowing during economic downturns, benefiting both lenders and consumers.

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5 West Mendenhall, Suites 105, Bozeman, MT, 59715

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William J. Lansing CEO

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