The Government National Mortgage Association, or Ginnie Mae, is a U.S. government-owned corporation that resides within the U.S. Department of Housing and Urban Development (HUD). Its guaranty allows mortgage lenders to obtain a better price for their mortgage loans in the secondary mortgage market. The lenders can then use the proceeds of a sale of loans to fund new mortgage loans.

Ginnie Mae was founded with the signing of the Housing and Urban Development Act of 1968 signed into law by President Lyndon Johnson, and is headquartered alongside HUD in Washington, D.C.

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Latest Ginnie Mae News

Reverse mortgage leaders praise FHA engagement, back-end improvements 

Oct 07, 2024By Chris Clow

At NRMLA Annual, reverse mortgage industry leaders praised the engagement of FHA, Ginnie Mae and officials like Julia Gordon.

• Reverse mortgage volume, HMBS issuance show little movement in September 

  Oct 03, 2024By Chris Clow

• Judge zeroes in on trial timeline in TCB-Ginnie Mae lawsuit 

  Sep 12, 2024By Chris Clow

• Court denies Ginnie Mae request in Texas Capital Bank lawsuit 

  Sep 05, 2024By Chris Clow

• Ginnie Mae files slew of documents, opposes summary judgment motion in TCB court case 

  Aug 15, 2024By Chris Clow

• Ginnie Mae fires back at TCB over venue claims in reverse mortgage case 

  Aug 06, 2024By Chris Clow

• Waterfall analyst: Work remains to get HMBS 2.0 over the ‘finish line’ 

  Jul 31, 2024By Chris Clow

• US Senate committee approves full funding for Ginnie Mae 

  Jul 26, 2024By Chris Clow

• Texas Capital objects to government request to change court venue 

  Jul 23, 2024By Chris Clow

• Analyst: HMBS 2.0 developments should benefit reverse mortgage industry 

  Jul 19, 2024By Chris Clow

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Ginnie Mae Content

Don’t let the upcoming Ginnie Mae stress tests stress you out 

Jan 24, 2019 5:00 pmBy Michael McFadden

Ten years after the housing and mortgage-market crash and subsequent reforms, there is renewed concern about the liquidity risk in the mortgage market and Ginnie Mae has suggested a series of stress tests they will be imposing on nonbank lenders in the near future. In this environment, lenders who take a proactive, rather than reactive, approach can sleep well at night knowing they are set for success in any market conditions.

• MERSCORP Holdings to host a second eMortgage Boot Camp Nov. 15 

  Oct 22, 2018 10:00 amBy HousingWire Staff

• Introducing credit risk-sharing to FHA loans 

  Apr 01, 2016 12:01 amBy Cliff Rossi

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