Ginnie Mae

Compliance & Regulatory, Mortgage Services

The Government National Mortgage Association, or Ginnie Mae, is a U.S. government-owned corporation that resides within the U.S. Department of Housing and Urban Development (HUD). Its guaranty allows mortgage lenders to obtain a better price for their mortgage loans in the secondary mortgage market. The lenders can then use the proceeds of a sale of loans to fund new mortgage loans.

Ginnie Mae was founded with the signing of the Housing and Urban Development Act of 1968 signed into law by President Lyndon Johnson, and is headquartered alongside HUD in Washington, D.C.

Latest Ginnie Mae News

Onity wins approval for revised reverse MSR sale to FOA

Jun 02, 2026By Flávia Furlan Nunes

Onity Group Inc. won regulatory approval for a revised sale of most of its reverse mortgage servicing rights to Finance of America, the company said Tuesday.

Ginnie Mae’s Joseph Gormley sounds the alarm on ‘risk-layered’ FHA portfolios

May 18, 2026By Flávia Furlan Nunes and HousingWire Automation
NRMLA’s Steve Irwin on what reverse mortgage lenders are up against in 2026

May 18, 2026By Sarah Wolak
Longbridge’s Tim Wilkinson on the secondary market dynamics reshaping reverse mortgages

May 11, 2026By Flávia Furlan Nunes
Ginnie Mae temporarily excludes FHA trial plans from delinquency ratios

Apr 27, 2026By Flávia Furlan Nunes and HousingWire Automation
HECM activity rises in March, but proprietary loans are taking a bite out of business

Apr 02, 2026By Sarah Wolak
HECM, HMBS activity falls sharply in February

Mar 03, 2026By Sarah Wolak
NewDay USA taps ex-FHA chief Brian Montgomery as vice chairman

Feb 27, 2026By Sarah Wolak
Where does HUD’s potential reverse mortgage revamp stand?

Feb 23, 2026By Neil Pierson
FHA, VA, Ginnie Mae outline 2026 housing policy and regulatory priorities

Feb 18, 2026By Sarah Wolak

Ginnie Mae Content

Don’t let the upcoming Ginnie Mae stress tests stress you out

Jan 24, 2019 5:00 pmBy Michael McFadden

Ten years after the housing and mortgage-market crash and subsequent reforms, there is renewed concern about the liquidity risk in the mortgage market and Ginnie Mae has suggested a series of stress tests they will be imposing on nonbank lenders in the near future. In this environment, lenders who take a proactive, rather than reactive, approach can sleep well at night knowing they are set for success in any market conditions.