CreditXpert is a predictive credit score insight platform that helps mortgage lenders leverage credit to extend better, more compelling financing options to every applicant. With its enterprise-ready SaaS platform, CreditXpert helps lenders identify an applicant’s near-term credit score potential, generate detailed improvement plans and boost efficiency with AI.
CreditXpert’s predictive analytics platform helps more than 60,000 mortgage loan officers understand an applicant’s 30-day credit potential in a matter of seconds. The platform also generates a precise plan for applicants with improvement potential to help them reach a target score. The company’s proprietary algorithms bring unprecedented transparency and certainty to mortgage credit scores as they have been trained and validated against nearly one billion credit inquiries. CreditXpert helps the nation’s top lenders maximize their applicant pipeline by reducing the fallout from those with low credit scores and optimizing all credit scores so that they can offer the most competitive rate and terms.