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Candor Technology

HW Tech100

Underwriting decision sciences technology for mortgage lending

Tech 100 Award Winners_All_Mortgage12

Candor Technology systematically investigates underwriting data and information to identify and resolve information integrity issues well beyond a simple data mismatch or a basic analysis of a potential homeowner’s credit history. Candor’s technology addresses the most significant and hard-to-solve problem in mortgage manufacturing: replicating an underwriter’s critical thinking. Using its proprietary, patent-pending form of Underwriting Decisioning Technology, Candor underwrites a loan to the highest level of quality with virtually no human assistance. Candor analyzes the trove of complicated underwriting data that is 100% different from borrower to borrower, including income, assets, credit, identity and occupancy.

  • It ensures borrower surety in hours, clear 38% of conditions and enable a 1 underwriter touch loan.
  • The technology conducts 8.47 underwrites per second, 4068 per day and nearly 60 clients on board.
  • It has completed more than 1.5 million hands-off, autonomous underwrites in the last 12 months.

Company Website:


Markets Served:

Loan Origination, Servicing, Secondary

Company HQ:

The Villages, Florida

3d rendering of a row of luxury townhouses along a street

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