Kelsey Ramírez

Kelsey Ramírez

Kelsey Ramírez is a Reporter at HousingWire. Ramírez is a journalism graduate of University of Texas at Arlington. Ramírez previously covered hard issues such as homelessness and domestic violence and began at HousingWire as an Editorial Assistant.

ARTICLES

  • Economic growth to continue surge through 2019

    But expect GDP to fall from 2018
    While 2019 may still seem like a long way away, U.S. economists are already taking a look at the year and forecasting its growth. Economic growth in the U.S. is expected to remain above average through the end of 2019 but could fall back from growth levels seen in 2018.
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  • Is housing becoming a buyer’s market?

    Sellers begin cutting back prices
    The housing market has tilted sharply in favor of sellers over the past two years, but there are very early signs that the winds may be starting to shift ever-so-slightly. The latest data shows an increase in the number of homes with price cuts – but is it where buyers really need it?
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  • HARP refis dwindling as homeowners gain equity

    Loan-to-value ratios continue to shrink
    The Home Affordable Refinance Program continues to shrink, making up just 1% of total refinance volume in the second quarter. And as the program grows closer to expiring at the end of this year, the FHFA shows there are still many borrowers eligible for a HARP refi.
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  • Senate Democrats push CFPB to retain oversight of military lending

    Send letter in defense of Military Lending Act
    Senate Democrats continue to push back against a decision by the CFPB to stop supervising lending made to active duty service members. The bureau recently began making plans to cut back its investigations on lenders that service military members. Now, Senate Democrats are calling on the CFPB to continue its oversight.
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  • Home remodeling surges 30% in 5 years

    Housing construction leveling off?
    Home remodeling continues to increase in frequency as more Baby Boomers are electing to age in place and even Gen Xers opt to improve their current homes rather than trading up to newer ones. In fact, home remodeling has surged by about 30% in the past five years, according to the latest report from BuildFax.
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