Michael Krein is President of the National REO Brokers Association (NRBA) and Managing Partner of House Karma. A 40-year veteran of the real estate industry, having specialized in distressed property, including REO, short sales, and coordinated sales. He has trained brokers, servicers, and asset managers nationwide on best practices, fraud prevention, and recovery strategies designed to improve performance and outcomes. Krein is also the author of the Certified Short Sale Expert (CSSE) training programs, developed for both brokerage and institutional professionals. He is a frequent industry speaker and author on default, loss mitigation, and housing market trends.