Are you in the process of buying a home? CNN Money reports the top 10 places you should avoid, according to the National Association of Home Builders/Wells Fargo Housing Opportunity Index.

These top 10 least affordable cities are either priced sky-high or hold incomes so low that it is nearly impossible for families to afford a home there.

With a median home price of $455,000 and a median income of $68,300, New York metro-area tops the list of places to avoid.

Check out the rest of these cities listed by CNN Money by clicking here.