Home loans with little or no money down are viewed with skepticism these days, given that they were widely considered to have accelerated the nation’s foreclosure crisis by encouraging people to buy properties they could not afford long term. Most lenders have shied away from offering such mortgages in recent years. But a few government programs, such as the one sponsored by MassHousing, still exist.
New home, no money down
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Trade groups express concerns on VA timeline for defaulted loan purchase program
MBA and NHC said that the implementation timeline for servicers to get onboard with the VASP program is coming too quickly.